Post # 1
Im at a loss here girls….i need your opinion.
FH and I are getting married in 3 months…July 24, 2010 to be exact.
He is a painter and does not have any medical. LAst weekend a chunk of his tooth fell off!! and just last night more came off…i check it out and well…its gross…
The procedue to fix it will be about 3,000.00, money we dont have nor will we EVER have for that matter 🙁
I have an AMAZING dental plan and he can get on it right after we sign the marriage certificate.
Would it be tacky to go to city hall and get married this weekend? all for a tooth? Do we keep it secret (minus the witness) or tell people? I dont know!! I feel cheap…and gross…but i mean we are going to sign the dang paper in 93 days anyways, so why not just do it now and save ourselves the money and grief!
Post # 3
I would do it. I think it’s romantic, anyway. It’s up to you whether you want to tell anyone about it.
Post # 4
Hell yes! i won’t tell anybody.
Post # 5
MAKE SURE THERE IS NOT A PREEXISTING CONDITION CLAUSE…before you do anything, make sure he will be covered. He may need to lie about when the tooth broke…
Post # 6
I would go for it and just not tell anybody.
Post # 7
I’m with @Melissa- HELL YEAH. It’s his health, not just because you don’t want to wait. Also like @kcasam said, check your clauses before you rush to city hall.
Post # 8
go for it and keep it secret!
Post # 9
I’d make 100% certain your dental plan would cover him (like kcasam suggested) and also that your plan covers that type of treatment, and how much out of pocket expense you still may have even with the insurance to make sure it is worth it.
Which tooth is it?
Post # 9
Ohmygosh. Go get that tooth fixed. It’s no one else’s business what you have to do to take care of each other’s health.
Post # 10
- Wedding: June 2010 - The Mountain Terrace, Woodside, CA
Depending on your company/where you live, you might not have to be married. If you live together and have either a joint checking account, joint credit card or joint mortgage together, you would qualify as a domestic partnership, according to my company’s insurance policy. You should definitely look into it, if all it takes is opening up a bank account together, that’s a lot easier!
Post # 11
I was going to suggest the same as cola: see if they accept “partners.” My FI’s insurance does. You just have to be living together as a couple. But not all insurance companies allow this, unfortunately.
Post # 12
Hey ladies…thanks for all your advice.
I havent looked into the whole pre condtion clause but i do know these things…
– he can not get on my plan until we have lived to together for over a year. To be able to add him to my benefits i have to check either that we are married (date of wedding) or common-law (date he moved in)…so we are neither (he moved in nov 1.2010).
Im going to make some phone calls though and give you guys an update 🙂
Post # 13
Before you rush to city hall, figure out a few logistics. Find out when his coverage is effective? The day you get married? What sort of documentation does your employer/health insurance company need to process before he’s covered? Does the coverage prohibit pre-existing conditions?
Not sure what the laws are in Canada, but in Texas you have to have a marriage license 72 hours before you get married. So that sort of thing might delay things a little more than you’d like.
Post # 14
I would just go get married!
Post # 15
@bailey, I agree, just marry now.
my fiance and I faced this as well. We bought a car together a couple weeks ago and had a ton of trouble with financing, firstly because we’re waiting til marriage to live together – so they see two people buying a car, who have different last names and different addresses, so they almost didn’t approve us for a loan. But the dealership we worked with was really great and said they wouldn’t allow them to penalize us for being moral (aww!)
Well, now, the insurance is the issue. They put ME as the primary title holder, and my fiance and secondary, because he just moved to my state, and he has the out of state license. Well even though he is the primary driver of the car, he called for insurance and they won’t give him is own policy because my name is first on the title. Bogus.
My dad has been trying to sort it out, and when I brought up the idea of just marrying legally to fix this, he wasn’t at all opposed. I love my parents, so practical 🙂 I would still do the wedding and wait to move in, but legally it’d be legit.
anyways that’s my story 🙂 I think you should get married and keep it a nice little secret. Though you may have to inform your officiant.