Post # 64
@lina010: Well, you’re already doing my #1 moneysaver (taking your lunch). Other than that, I try to avoid going to Starbucks or other coffee shops unless I’m meeting someone. $3.75 for an iced latte adds up quickly. I also try to buy groceries that are on sale, or buy off brands for things I’m not picky about, like peanut butter.
Post # 65
I try to be energy conscious around the house – turning off lights when not in the room, not turning the AC way down or the heat way up, only running the dishwasher when full, same with washing. I line-dry any laundry as much as possible to save on running the dryer, and it helps clothes last longer.
I buy a lot of store brand foods that will keep longer, such as pastas, frozen veges, etc.
I try not to make unncessary trips in the car to save on gas, so I’ll wait to go somewhere until I have several things to do (unless something that can’t wait comes up).
My husband and I stopped eating out as much, which was better for the wallet and waist. We make more meals at home now, and take advantage of the free food at work.
I try to pay cash whenever I can, because then I can physically feel and see the money leaving my hand.
I’m always looking for new ways to save, and have looked into making homemade shampoo, soap, bread, etc., but haven’t yet gotten around to that.
Post # 66
I’m going through the supermarket weekly deals before making my groceries list : I buy according to what’s inexpensive that week, and buy and stock more in the freezer when the deals are great. I always have something to eat, home.
We often choose home brands instead of ”market brands”. Who wants to pay 13$ an item that’s only 4$, only branded under a different name ?
We rarely buy anything full price. We wait for discounts, we have coupons, we shop used, thrifte and ”sales” items first. Companies, even when they sell at 80% discount, still make huge profits over the items ! Wait for end of season, buy everything at discount price, get a lot more, for the same amount.
We also go out when there are discounts, so let’s say, Tuesdays are half price at the cinema : that’s when we’ll go.
We have a tight budget and different accounts for each project (house, wedding, travel, car, studies) : each payday, we automatically put a determinate amount of money in each of them.
I use my student card and CAA card for discounts.
Post # 67
- Wedding: June 2013 - Upstate NY
The biggest thing I do instead of fretting about a $3 coffee or making my own detergent (who the eff has time for that) is putting a crap-ton in my 401K from work, opening a Roth IRA to diversify things, and also have an automatic monthly savings transaction to my savings account!By doing this and owning a house, I don’t feel guilty!
But I’ll play anyway
- generic everything except a few brands that can’t be replicated
- craigslist, hand-me-downs and garage sales for almost everything in my house! Rugs, dressers, couches, mirrors, drapery, patio sets, bike, frames, everything!
- AC as little as possible
- I drive a tiny car
- $10 gym membership
- cold water washing machine
- never go out for lunch or coffee even (I’m a teacher, I’m a hostage to my classroom)
- only buy what’s on sale at the grocery store
- I keep stuff in my online shopping carts for weeks, and if I still want it, then I buy
- Price Per Unit comparison on every product I buy- often the Dollar Store is not a good deal
- TJMaxx/ Target exclusively for clothes and all christmas presents. Never paid over $30 for jeans or a shirt