(Closed) What do you do to save/cut back financially? Share some tips with us!

posted 6 years ago in The Lounge
Post # 3
Member
2419 posts
Buzzing bee
  • Wedding: August 2015

The biggest thing I do to save money is using coupons when I grocery shop. I am not super frugal so I am interested to see what other bees have to say and maybe learning some new tips!

Post # 5
Member
5423 posts
Bee Keeper
  • Wedding: November 2012

I choose to not buy shoes…

Post # 6
Member
8042 posts
Bumble Beekeeper
  • Wedding: December 2013

We try to pack lunches most days of the week. This can be anything from the occasional Mr. Noodles (healthy I know!) to having three days worth of leftovers. It saves us a lot of $$!

Neither of us drink coffee (kinda lucky neither of us like it), and we stock up on tea – it’s so much cheaper. No $10 per day coffee shop habit saves us a lot.

Neither of us smoke.

I try to buy clothes on sale. I don’t mean go to a shop and buy something just because it’s on sale… I subscribe to email lists of my favorite stores and get their coupons and wait til there’s a sale on. This isn’t particularly difficult since stores always seem to have sales.

We’re both planners and love our lists. Shopping lists for the grocery store saves us time and money, and wastes less food. I plan what clothes/shoes/accessories I’m going to buy and avoid wasting money on impulse buys that end up sitting in the closet.

We love to go to restaurants so we make sure to factor that into our budget, and try not to be lazy and order pizza so we can have that nicer dinner instead.

We share a car… the arrangement works for us at the moment.

Other than that, I’m not really sure what else we do other than budget and manage our money. We splurge on things like holidays, have a nice car… like to eat out, etc… but I guess the key for us is reducing the amount of money we waste on things that aren’t important to us.

Post # 7
Member
8472 posts
Bumble Beekeeper
  • Wedding: July 2012

I brown bag my lunch every day, I use coupons as much as I can, my husband and I eat out less, I don’t clothes or shoe shop as often as I used to, we got Netflix instead of renting movies every weekend, I do my own nails instead of going to get them done…

Post # 8
Member
1280 posts
Bumble bee
  • Wedding: January 2012

Use coupons for food shopping and I shop at a really great store (Winco) and they have the best prices, I save about 25-45 dollars on average a month on groceries using coupons. 

Shopping at Target they allow for double coupons-meaning you can use the Target coupon and the Manufacturer coupon also using my Target Red Card gives me an extra discount….love love love this….

Shopping after holiday clearance sales (i.e. Halloween, Xmas) great deals

buying clothes with coupons/clearance sales-combining gift cards, discounts and in store promotions saves big dollars

buying discounted movie tickets through AAA or (Sam’s Club/Costco)

Eating out very seldomly….I make dinner most nights and hubby takes leftovers to work if and when we eat out  we use…you got it…Coupons or Groupon deals.

Vacations-using groupon deals/livingsocial deals

 

 

Post # 11
Member
1629 posts
Bumble bee
  • Wedding: February 2012

I use a cheap dinky little non-smart phone, my husband having one somehow seems to be enough for the both of us. I don’t turn on the heat or the a/c almost ever anymore. There are also websites like http://budgetbytes.blogspot.ca to help you keep your costs down too.

I also make all my own meals at home. 

Post # 12
Member
8472 posts
Bumble Beekeeper
  • Wedding: July 2012

@turkey22:  I always felt I do a better pedicure than they do! :). I’ll be doing my own this weekend for my cousin wedding. 

Post # 14
Member
6256 posts
Bee Keeper
  • Wedding: March 2014

I live near work in an apartment that is all bills paid. Going on a diet is also saving us money–even preparing a meal like Portabella caps with goat cheese and pine nuts is cheaper than eating out 2 meals a day. Plus we are losing weight, so score!

Post # 16
Member
7771 posts
Bumble Beekeeper
  • Wedding: July 2010

I have zillions, but many of them might be common/ obvious.  We make our own dishwasher detergent (mainly because our dishwasher leaves residue and I always felt like that crap was not healthy!)  I think it is borax, baking soda and he adds vinegar for a rinse agent.  We also use baking soda and vinegar as cleaning products around the house.  (Again, even if I had unlimited funds, I would do this for the health of it!)  Hydrogen peroxide works for serious places like the bathroom.

I find all of DH’s clothes at thrift stores.  It takes some work sometimes, but it is surprisingly easy to find good quality, name brand, clean and in good-shape clothing for him.  For me, it is much more of a challenge!  But I would say even I purchase most things second hand.

Darling Husband took the bus to work (until recently because he now starts at 6 and the buses don’t run that early).  He had to walk a mile there and back after the bus dropped him off, but that is the way we roll!  (I was happy he was getting exercise!)

We have a great grocery where we can price compare- it is a huge place with lots of options- and they list all the best deals. 

We don’t eat out. 

I was raised in an upper-middleclass family and was blessed with good taste (expensive taste, what can I say?) so I invest in things that are important and really go cheap on others.  A lot of things I save money on are because of my ideals- like growing my own veggies.  We hope to build a house off the grid – Darling Husband grew up that way – cooking with a woodstove, having chickens, – he knows so many great ways to save and for me it more about ideals than money.  (We hope to have solar panels- I had a friend who’s dad was a successful contractor and they had a huge mansion- he heated the whole thing with water pipes and a broiler- all with wood in a shed outdoors- NO heating bill!)  I am all about things that reduce a footprint, and those things also save money.

Darling Husband makes huge meals for himself and eats them all week.  Now though, he works at the local organic coop, so he gets free healthy food.  Working even part-time at a place you often spend can really make a difference. 

ETA:  Oh yeah, and we don’t drink or smoke.  Huge money saver, but again- we do it for the health of it!  No caffeine either- if you can do it it can really save (health reason again 🙂

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