Post # 16
kmbumbee190618 : I agree with PP you should look into a balance transfer to a 0% card. Sometimes there are fees to do this but could be a LOT less than the interest. There are some with no fees as well, even better! Look for one of those. And once it is transferred you will have no additional interest as long as you pay it off on time. But you would want to run the numbers to see. https://thepointsguy.com/guide/best-rewards-cards-balance-transfers/
Post # 17
- Wedding: August 2018 - Location
I’m a high school teacher and I’ve done private tutoring on the side in the past. I don’t have time for it anymore but it was an easy $30-40/hour and very flexible, I could take on as many or as few students as I wanted and I set the hours.
Post # 18
I do quite a bit of dogsitting through Rover! I live in a downtown area where there are a TON of dogs so it’s quite easy to find clients (although they really find me). Rover takes 20% which stinks, but some client tip and you can set the rates to be whatever you want. I charge $44 per night for in-home dog sitting, which includes several hours of playtime, walks, etc – whatever the pet needs. I pride myself on giving great service so I get returning customers pretty frequently. I make the most in the summer and over the holidays (when I can charge an increased holiday rate!), but on the summer months I average $200-$300 for a few jobs a month. It also helps me to get a lot more exercise in!
Post # 19
kmbumbee190618 : I used Upwork for about 6 months last year, and I made quite a bit! For the first couple of weeks I could only manage about $5 an hour, because people want to see you have experience on the site. I was editing emails and papers for virtually nothing. But within a couple weeks, I was up to $15 an hour. Not bad for a side gig! I’d log in and do some work in the evenings, and was making $300 to $500 a month writing for random blogs. I was surprised that I didn’t even have to know much about the subject to get paid $15 an hour.
Post # 20
My sister does focus groups which can make you a bit of money as mentioned above. It’s just not a consistent reliable source of income as you won’t qualify for every one that you screen for. This is especially true since facilities often don’t want respondents who have already done a focus group in a certain period of time (usually a couple months to six months). You can lie to get around it, but it’s unlikely you’ll be doing more than one every few months.
I make extra money as a fitness instructor. For me it worked out well because the studio I teach for pays for training so there were no investment costs for me. That said, I did invest a LOT of time upfront without any pay while training. For me it was always about the passion of doing it and any $ was just a bonus, especially since I have to factor in transportation so even though the initial pay is pretty good (I started at $25/class and now am up to $35/class 2 years later) it isn’t great $ if I uber there or pay for parking. What I DO love is it gives me access to significant discounts from some workout wear companies and free classes at my studio, both of which save me $$$.
Post # 22
kes18 : I’ve got that page bookmarked and a CC picked out. I’ve had this same card since college and just recently got ahead of myself with some frivilous spending so I appreciate the advice. I’m not anti-credit card but I don’t want to have too much reliance and I think the option I picked out to transfer this balance will absolutely be helpful for me. Plus, it has killer cash back deals compared to what I have now. Appreciate the advice! It really motivated me to sit down more with my budget so I can get the balance paid off in that initial like 15 month 0% interest time frame.
jayrock : I’ve considered this, but I have no eduation degree. I’d like to think I’m smart, LOL but I don’t know where to start as far as seeing about tutoring gigs. There is a new venture I’ve seen that is for teaching kids English that live in other countries and its all virtual.
explore1the1world : I dog/pet and house sat a TON in high school and college when I lived in a subdivision (and outside of my subdivison) and I LOVED the extra money at that age. I wish I felt like I had the time to do it now for people because that would be fantastic, but unfortunately everyone I sat for is too far out, has their own kids or hired new high school/college aged kids. Super great idea though!
lovelyruby : Okay, this is the kind of thing I was hoping to hear. I’m absolutely looking into this. I have a degree in journalism (emphasis with PR and strategic communications/marketing) so I clearly enjoy editing and reading/writing. I’m okay having to bust butt initially if there is a bit of a pay-off within a few months. I mean… $300-$500 extra per month is a decent amount.
kelbrimale : I do Beachbody which has the coaching option as a little bit of an MLM business and I considered it since I do enjoy being healthy and whatnot, but I’m not consistent enough with it. I’m so glad it worked for you! We also don’t have any super great gyms around here at all.
Post # 23
is rakuten legit? i dont really purchase a lot online unless its through amazon in general, but wondering if those who have used rakuten instead have found it is worth it over using something such as amazon instead.
Post # 24
My husband works at our local waterpark as a supervisor during the summers on top of his full time salary job. He’s done it for like 16 summers now, it’s easy work for him and he can get as many hours as he wants. He also is a certified instructor for American Red Cross and does classes for CPR and lifeguards throughout the year for extra money. And finally, his family runs a firework stand every 4th of july/new years so that is extra money in our pockets too.
One of my husbands best qualities is his work ethic, he’s the hardest worker I know 😁
Post # 25
slomotion : I don’t think I’d be a good fit for it, sadly. I don’t really fit the persona.
Post # 26
Kslim13 : it’s legit! It’s just a cashback portal. So you’d still do your shopping at Amazong/Target/wherever, and you just use the Rakuten portal link to get the cashback.
Post # 27
Kslim13 : YES!! Also, if you return something I don’t think they take any money back or make adjustments. It does not work on all websites (and the % back can change- I got up to 20% back once around black friday). But I order almost all my clothing and kids clothing and shoes online so I get money back for that. For amazon I do have a chase amazon card and I have prime so I use that only at amazon and whole foods for 5% back.
I usually order at work on my desktop and I installed the taskbar popup so the rakuten automatically pops up when you go to a website. It’s a little more awkward on the phone app as you have to go through the app to order.
Also back to the credit cards, Chase now has offers on your credit card where you can get % back at certain vendors that credit automatically to your card (if you select the offer). They’ve been having 5% back at Starbucks for awhile and I did get a 10% back from pottery barn kids for a backpack a couple weeks ago. I mostly use chase based ones but surely others might have this as well. You get the points on top off the % back.
Post # 28
This is a bit “out there” and might not be for everyone, but I live in the northeast and actually will “temp” for landscaping/property maintenance companies during snow storms in the winter when I’d like some extra cash.
I’m female and 5’5/130 lbs so it’s kind of unusual, but I can keep up with the boys and I make anywhere from $25-$37.50 an hour doing this (mostly shoveling, snowblowing and salting), and one time I worked a storm that lasted 30 hours straight. It was an awesome extra paycheck on top of my full time job… It’s hard and tiring work, but my brother does it and I decided to give it a shot, and plan to do it again this winter if the opportunity arises.
Post # 29
I’ve taken surveys for the past 12 years or so, through a few different survey companies. Opinion Outpost, iPoll, YouGov and SurveySavvy are all legit. It earns me maybe an extra $100-$150 per year, so it’s really not much, but it’s something. I also use Rakuten (wish it was still called Ebates!) and I sell clothes on Poshmark. I only sell something every couple of months but I think I’m up to $150 or so total earned from that as well.
Post # 30
In addition to Rakuten/ebates (the taskbar on computer browsing makes this so easy to use!) there are receipt cashback apps. They’re small amounts but it’s easy and does eventually add up – Ibotta, fetch rewards, coinout, ReceiptPal, etc. I like Rakuten best since a lot of my online shopping stores get cash back through it.