Post # 1
I’m taking a new job and currently hold private insurance (My husband and I pay for our own insurance premiums – our employers do not provide any health care benefits).
But when I looked at the benefit plan for the new company, the amount that I would be responsible for paying is MORE than the insurance premiums on the plans we have now! And our plans aren’t bad plans – the difference in coverage is only a tiny bit better for the new plan.
So, I’m curious….(if you feel like sharing) what do you pay for your health insurance premiums? I’ve been paying for my own insurance for so long, I don’t even know what’s “normal” anymore???
Post # 3
way to much. i’ll leave it at that.
Post # 4
For health insurance I pay about $40/month (my employer pays the rest at about $300/month) and I pay $30/month dental
Post # 5
For medical I pay $69.77 per month, dental is $6.5 per month, vision is .87 per month. This is with an employer program in which our employer pays 83% and the employee pays 17%.
Post # 6
I pay for my own private insurance, as my employer doesn’t provide it. I pay $178.00 for an Anthem Blue Cross plan. I think my Fiance pays about $80 for his employer sponsored plan.
Post # 7
I have private insurance and I pay $115/month… BUT it really sucks. I have a $5,000 deductible and they pay 0 of emergency until I meet that (hello uti that cost me 1500 last summer… awesome). It also doesn’t cover pregnancy or anything pregnancy related. Yikes on that!
Are you *sure* that your private insurance covers pregnancy? When I was looking for private insurance I was told that NO insurance companies offer that as standard coverage on private policies bc it bumps up the price so much, and if I wanted pregnancy coverage it was going to be at least 400-500/month! So I took the no-pregnancy coverage, really careful, and pray route. 🙂
Post # 8
I pay a little less than $200/month total for both Fiance & myself medical/dental/vision. We have a pretty solid kickass plan through my company, better even than FI’s plan through his company, Morgan Stanley which being a larger firm one would assume has better options. I have no idea what my company pays.
Post # 9
I pay about $75 every two weeks – so $150. My employer pays half, so I guess if I paid alone it would be $300 per month, for health, dental, and vision.
Post # 10
I pay a little over $65 a month for medical, $7 a month for dental and less than $1 month for vision (single person coverage only). My employer pays the rest, and I honestly don’t know how much that is.
The dental and vision plans pretty much suck, but at $8 bucks a month, I can’t really expect too much. My medical plan is pretty good though, although the company I worked for just changed health insurance providers, and our new plan isn’t as good as our old plan. (It’s still good coverage though, just has a $1million lifetime cap, whereas our old plan had no lifetime cap, and if you go “out of network” they don’t cover much).
Post # 11
Wow, don’t hate me but I don’t pay anything…it’s part of my bennies at work. No premium comes out of my paycheck. It cost nothing to add the husband because he isn’t working. If he has another job, I think it’s like $15/month to add him. Totally worth it. We DO have 3 choices…i just have the “free” one which is great. If we had kids, we’d want the next up package which is still really cheap
Post # 12
Right now, the hubs and I have seperate insurance through our employers. Because I got preggie before he received benefits at his new job I didn’t want to interupt my coverage since we have two separate carriers. I pay a little over $120 a month for my health insurance and my hubby pays ~$35 a month. I think my insurance may be a a little bit better than the hubs but each are very affordable. Now when we add the baby to the policy, I think no matter which policy we choose, it will jump into the $200’s. I know if I add my hubby to mine, I am looking at a nearly $500/month deduction.
So either way, it is not fun. Anyone ever wonder why it costs more for EE + SP coverage versus, EE + CH or EE + FAM?
Post # 13
I think it all depends on your coverage. I work for County Government so we have decent insurance. I pay (for myself only) about $50 per month. But it does not include any Dental or Vision (Thats the most expensive appointments I have!!) It covers emergencies. I only have about $400 deductable then they pay 90% I pay 10%. I have a medical card which helps with prescriptions. However I must pay for all my Vision and Dental appointments (I have glasses & a cavity right now….) so For me it’s not very conveinient. I would be willing to pay alittle more If i had coverage for my vision & dental.
Post # 14
hubby and I have a joint plan that we pay for seperately from our employer…it’s a PPO plan and we added the maternity plan to it…$350/month…I think it would have been around $230 for both of us w/o maternity….
Post # 15
I pay $180 a month for dental/medical/vision for my portion.
It’s a rip-off, I rarely use it besides the annual exam, and glasses/contacts.
FI’s plan is better… so I will def be joining his after the wedding
Post # 16
I think I pay around $130/month, that’s just for me and I don’t have vision.