(Closed) What do you pay for Health Insurance?

posted 8 years ago in Wellness
Post # 3
Member
639 posts
Busy bee
  • Wedding: September 2010

way to much.  i’ll leave it at that.

Post # 4
Member
1638 posts
Bumble bee
  • Wedding: September 2010

For health insurance I pay about $40/month (my employer pays the rest at about $300/month) and I pay $30/month dental

Post # 5
Member
5670 posts
Bee Keeper
  • Wedding: August 2010

For medical I pay $69.77 per month, dental is $6.5 per month, vision is .87 per month. This is with an employer program in which our employer pays 83% and the employee pays 17%.

Post # 6
Member
261 posts
Helper bee
  • Wedding: October 2010

 

I pay for my own private insurance, as my employer doesn’t provide it.  I pay $178.00 for an Anthem Blue Cross plan.  I think my Fiance pays about $80 for his employer sponsored plan.

 

Post # 7
Member
11325 posts
Sugar Beekeeper
  • Wedding: February 2011

I have private insurance and I pay $115/month… BUT it really sucks. I have a $5,000 deductible and they pay 0 of emergency until I meet that (hello uti that cost me 1500 last summer… awesome). It also doesn’t cover pregnancy or anything pregnancy related. Yikes on that!

Are you *sure* that your private insurance covers pregnancy? When I was looking for private insurance I was told that NO insurance companies offer that as standard coverage on private policies bc it bumps up the price so much, and if I wanted pregnancy coverage it was going to be at least 400-500/month! So I took the no-pregnancy coverage, really careful, and pray route. 🙂

Post # 8
Member
1051 posts
Bumble bee
  • Wedding: April 2010

I pay a little less than $200/month total for both Fiance & myself medical/dental/vision.  We have a pretty solid kickass plan through my company, better even than FI’s plan through his company, Morgan Stanley which being a larger firm one would assume has better options.  I have no idea what my company pays.

Post # 9
Member
5921 posts
Bee Keeper
  • Wedding: December 2010

I pay about $75 every two weeks – so $150.  My employer pays half, so I guess if I paid alone it would be $300 per month, for health, dental, and vision.

Post # 10
Member
2090 posts
Buzzing bee
  • Wedding: August 2010

I pay a little over $65 a month for medical, $7 a month for dental and less than $1 month for vision (single person coverage only). My employer pays the rest, and I honestly don’t know how much that is.

The dental and vision plans pretty much suck, but at $8 bucks a month, I can’t really expect too much. My medical plan is pretty good though, although the company I worked for just changed health insurance providers, and our new plan isn’t as good as our old plan. (It’s still good coverage though, just has a $1million lifetime cap, whereas our old plan had no lifetime cap, and if you go “out of network” they don’t cover much).

Post # 11
Member
14186 posts
Honey Beekeeper
  • Wedding: June 2009

Wow, don’t hate me but I don’t pay anything…it’s part of my bennies at work. No premium comes out of my paycheck. It cost nothing to add the husband because he isn’t working. If he has another job, I think it’s like $15/month to add him. Totally worth it. We DO have 3 choices…i just have the “free” one which is great. If we had kids, we’d want the next up package which is still really cheap

Post # 12
Member
2856 posts
Sugar bee
  • Wedding: September 2009

Right now, the hubs and I have seperate insurance through our employers. Because I got preggie before he received benefits at his new job I didn’t want to interupt my coverage since we have two separate carriers. I pay a little over $120 a month for my health insurance and my hubby pays ~$35 a month. I think my insurance may be a a little bit better than the hubs but each are very affordable. Now when we add the baby to the policy, I think no matter which policy we choose, it will jump into the $200’s. I know if I add my hubby to mine, I am looking at a nearly $500/month deduction.

So either way, it is not fun. Anyone ever wonder why it costs more for EE + SP coverage versus, EE + CH or EE + FAM?

Post # 13
Member
396 posts
Helper bee
  • Wedding: April 2011

I think it all depends on your coverage. I work for County Government so we have decent insurance. I pay (for myself only) about $50 per month. But it does not include any Dental or Vision (Thats the most expensive appointments I have!!) It covers emergencies. I only have about $400 deductable then they pay 90% I pay 10%. I have a medical card which helps with prescriptions. However I must pay for all my Vision and Dental appointments (I have glasses & a cavity right now….) so For me it’s not very conveinient. I would be willing to pay alittle more If i had coverage for my vision & dental.

Post # 14
Member
510 posts
Busy bee
  • Wedding: September 2009

hubby and I have a joint plan that we pay for seperately from our employer…it’s a PPO plan and we added the maternity plan to it…$350/month…I think it would have been around $230 for both of us w/o maternity….

Post # 15
Member
2703 posts
Sugar bee
  • Wedding: September 2010

I pay $180 a month for dental/medical/vision for my portion.

It’s a rip-off, I rarely use it besides the annual exam, and glasses/contacts.

FI’s plan is better… so I will def be joining his after the wedding

Post # 16
Member
6661 posts
Bee Keeper
  • Wedding: May 2010

I think I pay around $130/month, that’s just for me and I don’t have vision.

The topic ‘What do you pay for Health Insurance?’ is closed to new replies.

Find Amazing Vendors