(Closed) What do you use a credit card for?

posted 9 years ago in Money
  • poll: I pay for ___ with a credit card


    Everything - if there is no extra fee

    Big Purchases Only

    Purchases that get me extra rewards (ie. gas credit card, grocery, store card, etc)

    Emergencies Only

    Wedding Related Stuff Only

    I never pay interest

    I end up paying interest sometimes

    I'm always paying interest

  • Post # 32
    10450 posts
    Sugar Beekeeper
    • Wedding: February 2014

    I use my credit card for everything, but I’ve never not paid it off. We get rewarded points for every $1 spent so its soooo worth it. I’ve gotten many free flights on aeroplan miles from my aerogold visa!

    Post # 33
    15194 posts
    Honey Beekeeper
    • Wedding: June 2011

    Everything, and then it’s paid off when I get the monthly bill.  It’s actually how I do my monthly finances also.. its eaiser to keep track of on a credit card that to try to remember what I spent cash on.

    Post # 35
    5295 posts
    Bee Keeper
    • Wedding: January 1993

    Everything. We treat it like cash and pay it off every month. I currently have $150 cashback on one to turn in, plus I got a 2nd card after they upped their ‘join and we’ll give you this much cashback’ went from $150 to $300. $300 got my attention, so I got it.

    I (and DH on his cards) never pay interest unless, like last month, I screw up and think I already paid when in fact no, it’s April dear, not March. But that has only happened twice in 4 years.

    Post # 36
    3768 posts
    Honey bee
    • Wedding: August 2013 - Brookfield Zoo

    Everything, and I never pay interest.

    Post # 37
    716 posts
    Busy bee
    • Wedding: March 2014

    I put most everything on my card, but usually pay off in full each month (unless there was a particularly big purchase that will take another month to fully pay). I like to get my points/airline miles/dividends. I just have to make sure not to go over what I know I can pay off..

    Post # 38
    1239 posts
    Bumble bee
    • Wedding: June 2012

    Everything, to get the points.

    Post # 39
    1468 posts
    Bumble bee
    • Wedding: April 2012

    I put everything on it, I want points, I want cash back!  I love chase as long as i have that money in the bank to pay it off.  I have never missed a payment and have never paied interest on it.  I put all the wedding payments on it (I have never seen my bill so high before) but have paied it all off and had to dip into savings a bit, but thats what its there for 🙂

    Post # 40
    1993 posts
    Buzzing bee
    • Wedding: May 2011

    DH and I put everything on our USAA MasterCard and pay it off at the end of the month.  We get a point for every dollar and we cash in often for fun stuff.  We’re planning a baby moon in a few months and it’ll be totally paid for with rewards money.

    Last fall, someone got our cc number and purchased $6K in plane tickets.  We didn’t catch it until we went to pay the bill a couple of weeks after it happened.  It immediately got taken care of by USAA, but I totally swore off ever using a debit card again bc to me that would have been so much more scary- if thieves took our “real” money instead of just using our credit card.  

    Post # 41
    4639 posts
    Honey bee
    • Wedding: December 2011

    i use it for absolutely everything. we have a cash back card. so why not?

    i just make payments on time and never pay interest either.

    Post # 42
    2692 posts
    Sugar bee
    • Wedding: November 2012

    We don’t have credit cards.  We use the debit card for online purchases through amazon (they are pretty great) or paypal or ebay.  Also if we don’t want to use our own card to purchase stuff online, we can use the courtesy service with our mailbox.

    We pay everything in cash.  

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