- 2 years ago
- Wedding: October 2017
$0 bc Canada.
$0 bc Canada.
Copay is $60 for urgent care and $400 for emergency room. Though I’ve heard from coworkers that some urgent care centers bill as emergency rooms, which kind of screws people over. The rest depends on what was done. For me, most lab tests and X-rays are covered with no deductible, but anything else would be charged if I hadn’t met my deductible.
Damn. Y’all have some cheap ER bills! I have previously been billed $200 for a saline IV and $100 for an EKG. I don’t want to know what my two recent ER trips are going to come to but hey, we’ll hit our $500 deductible and then insurance kicks in 90%.
howdoyoudo : I’m hoping we can fix the ACA so that it can help people actually afford care. Even with insurance I spend including monthly costs of the insurance itself around $8000 USD per year because I have several preexisting conditions. But I’m lucky! It could be double+ without insurance or I just wouldn’t get care or subpar care. It’s absolutely ridiculous here. I’m looking at surgery next year and I need a quote bc it’s so confusing to see what’s covered.
sweatergal007 : That’d be well received, I’m sure. I’m sorry that you have so much trouble with your health – I too have pre-existing conditions that are rare meaning they’ve needed a lot of investigation. I shudder to think how much it would have cost me if I were in the US.
I wish you all the very best for your surgery. I hope it doesn’t cost the earth.
picklerick : wow I’m sorry for you but you have been scammed! If I had $250 for every UTI I’ve diagnosed I’d be ultra rich! (Or super poor, since nobody would come to my lab)
rachelmichelle : $90 is still too much. I work in a private Medical Lab (not in the US) and here an UTI analysis is charged around $25, being the cost of the materials around 15$.
$0 (and I live in the USA and have really great insurance coverage ). I do feel sorry for those who don’t have insurance or have to spend alot on their premiums and deductibles.
My pet on the other hand, I spent a few hundred dollars last time for her visit and antibiotics for her UTI. Her medical costs are way more than mine!! How ironic.
I’m fortunate to have great insurance. If I go in network, it’s a $5 copay, no dedcutible. If I go out of network there is a $100 individual ($300 family) deductible, then I think I’d pay 20%? Not as sure about out of network.
I think it’s really important to have money put aside at all times to cover your deductible.
Holy shit. An in-network Urgent Care is $35 out is $45.
zzar45 : I have learned from past discussions Never to make that assumption. In my experience, health insurance is one of those areas where people who understand the least pontificate the most. But my point was more that someone with a high deductible and therefore a high urgent care bill might still be paying less per year total than someone with a small copay, when you actually dig into the details.