(Closed) What does your regular budget look like?

posted 7 years ago in Money
Post # 3
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

In:

  • from me: about 5500
  • from him: about 3800

Out:

  • rent: $1060
  • Electric: about: 60
  • gas for heat: 125 winter 25 summer
  • internet:45
  • car payment: 680
  • student loans: all done yay!
  • cell phone: companies we work for pay for ours
  • car insurance: 245
  • food: 600
  • gas: 400
  • his child support: 900
  • gym memberships: 40
  • I had cancer and no insurance early 20’s: $485

Our 401k’s are pulled out before so I didn’t count them in the pay but a lot of our funds are going there as well.

 

Post # 5
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

@helenberrycrunch: It’s miserable. I had over a million in medical bills. Luckily for me my doctors were willing to reduce what I owed because I had no insurance. Otherwise, I would have had to declare bankruptcy. I hate paying it every month. I know that so many people are against a government medical plan, but it certainly would have helped me then. I was 22 with a million dollars in debt. It could have destroyed my life forever.

Post # 6
Member
221 posts
Helper bee
  • Wedding: March 2012

I’ve been really fortunate that my parents have allowed me to live back home in order to save up for the wedding.  I really like to think of that as part of their contribution…so thanks, mom and dad!!  Fiance and I don’t live together, so our finances are seperate until then.  My budget:

In:

  • From Me: 3400 (take home pay)

Out:

  • Rent: 300
  • Cell Phone: 70
  • Nails (it’s rather expensive, so I can’t classify it as misc.): 75
  • Motorcycle: 200
  • Bike Insurance: 45
  • Car Insurance: 100
  • Gas: 400 (FI lives 3.5 hrs away)
  • Storage Fees: 115
  • Gym Membership: 20
  • Furniture (paid off in 3 months!!!): 100
  • Savings: 1600
  • Miscellaneous: 475

Post # 7
Member
562 posts
Busy bee
  • Wedding: February 2011

@mwitter80: That’s terrible. I agree with you on the government medical. It’s pretty bad when you can’t afford to see a doctor when you’re sick. I haven’t had insurance since I was eleven and I haven’t had a checkup since then. If somethings wrong with me, idk. Luckily husband’s new job should have insurance benefits.

I’m not gonna post my budget, it’s so tiny compared to you girls, lol.

Post # 9
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

@SnowPeony: you need to go to the doctor at least to have your goodies checked! It’s so important! Get on his insurance asap! I had uterine cancer at 21. I had no idea that anything was wrong. It was found through a random medical experiment I volunteered myself for.  It’s so important to get your yearly checks ups!

Post # 10
Member
5572 posts
Bee Keeper
  • Wedding: June 2011

Money In
From Me: around 2000
From Him:around 2900
 
 
Money Out
Mortgage Payment: 790
Cell Phone: 112
Internet: 60
Cable: 90
Utilities: 150
Food: 250
Gas:600 (I know…I commute and it stinks!!)
Car Insurance: 200
Car Payment: Paid for
Student Loans: Paid for
Savings: 300 each month

Post # 11
Member
14494 posts
Honey Beekeeper
  • Wedding: June 2011

In

From me: $2500

From him: $7200

Out

House payment:  380

Cable and internet:  140

Phones:  150

Car Payment:  400

Insurance (cars, house, and cabin):  400

Utilities:  200

Life insurance:  100

Storage:  100

School Lunches:  100

Gas:  500

Groceries:  1000  (teenagers in the house)

Utilities for Cabin:  30

Child support and legal fees:  1000

 

 

Post # 12
Member
686 posts
Busy bee
  • Wedding: May 2012

I did my budget today and cried. Basically when everything comes out (nothing can be cut / reduced, I’ve tried) we have $7 at the end of the month.

Post # 14
Member
7587 posts
Bumble Beekeeper
  • Wedding: December 2010

@helenberrycrunch: ugh it stinks doesn’t it!

 @Potatoes: I remember those days. It’s amazing how you survive every month right? It’s only when you put things on paper that you realize what a struggle everything is.

@tksjewelry: 380 for a house! I’m moving to Omaha!!! LOL Darling Husband and I are currently searching for a house and even something really moderate here is going to be over a $2k mortgage payment and that’s with 20% down.

Post # 15
Member
1767 posts
Buzzing bee
  • Wedding: December 2011

Hahaha.

Money In:

From Me: $300-ish during school.

Money Out:

Car Insurance: $55

Cell Phone Bill: $45

Gas Money: $100

Car payment: $50 (I bought it from a relative).

Groceries: $20

Left over: $30

 

…I don’t get out much. I just have to keep reminding myself that when I graduate I WILL get a well-paying, full-time job, and it will be fine.

Post # 16
Member
2192 posts
Buzzing bee
  • Wedding: November 2011

Money In:

Me: $ 2600ish

Him: $1690ish

Out:

Cell : $100

Rent : $895 ( that’s for my place at $495 and his place $400 that he doesn’t live at anymore but doesn’t want to screw over his brother with the whole rent payment )

Credit Cards: about $450

Elec: $70

Gas: $30

Gas for my Car: $200

Car payment: $0 !!

Car insurance: $50

Daycare: $220

Cable/Phone/Internet: $200

Groc: $350

Misc $300

Remaining: $400 ish but we never see that much with the kids and misc crap that comes up.

 

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