Post # 1
I’m trying to make a specific weekly/monthly budget so we can be more careful with our money, and because I want to set things aside for savings etc, I want to make sure I’m not accidentally leaving anything off that I’d have to account for later!
Below I have the categories in my budget. What categories are in yours? Is there anything I’m forgetting? (BTW I live in NYC, so that’s the metro card/taxis). This is seperate from normal bills like rent, electricity, loan payments etc.
Coffees: 3x week (networking)
Taxis (occasionally necessary)
Basic toiletries (tampons etc)
Fitness Groupons (pending long-term gym membership)
Fun money (nights out/shopping)
Post # 3
I used to keep a really detailed budget, but now it’s more general categories.
Rent-electric, water, sewer
Food- Groceries, toiletries and out to eat
Car expenses- Gas, tolls, maintenance
Entertainment- Netflix, Hulu, Magazines, Books, Movie going, etc.
Post # 4
We have it split in threes- variable expenses, fixed, and annual.
Variable = gas, groceries, eating out, medical, car, work-related
Fixed = mortgage, utilities, taxes, retirement, insurance (life, disability, etc), student loans, and things like Netflix/Hulu.
Annual = car insurance & registration, home insurance, our CSA share.
I have spreadsheets and whatnot to figure it all out, and multiple checking/savings accounts dedicated to each one 🙂