(Closed) What prerequisite was/is most important to you before having a baby?

posted 6 years ago in Babies
  • poll: What thing was most important to you?
    Owning a home : (76 votes)
    23 %
    Having money saved : (101 votes)
    31 %
    Having debt paid off : (43 votes)
    13 %
    Traveling lots : (39 votes)
    12 %
    Being established in your career : (67 votes)
    21 %
  • Post # 17
    Member
    435 posts
    Helper bee
    • Wedding: September 2016

    I don’t really think there’s ever a point where we’re going to be “ready” financially. You can always save a little bit more, or be a little bit more prepared. But for me, I’d want to have a house. I don’t mind renting, but I want one house where SO and I can raise our family so that they aren’t being moved around all the time!

    Post # 18
    Member
    4426 posts
    Honey bee
    • Wedding: December 2013

    The big thing for us is being settled in our careers. I’m a teacher and not sure if it is the career I want for the rest of my life. My husband is the Store Manager of the local Edible Arrangements and still working on a BA in Business Administration. We want the job aspect settled more and we also want to live where we hope to stay for a long time. That could be where we live now or…somewhere else. I think these things will naturally resolve themselves in the next 3 years and then will be ready to start a family. We will buy a home when it’s the best financial move and are good at saving, so I’m not so concerned about finances, though we will spend these next 3 years throwing as much into savings as possible.

    Post # 19
    Member
    1432 posts
    Bumble bee
    • Wedding: November 2013

    1) Getting married first

    2) Not just owning our own home, but being VERY close to paying it off was very important to us.  It’ll be paid off in two years or so, and we’ll probably start TTC this summer.   

    Post # 20
    Member
    5543 posts
    Bee Keeper
    • Wedding: December 2011

    Owe a house. Which for us means we have $$$ saved and in good jobs. I know plenty of people do it but I can’t imagine raising our kids in an apartment. We need space and a yard! 

    Post # 21
    Member
    3295 posts
    Sugar bee
    • Wedding: August 2013 - An amazing non-profit retreat

    @KatiePi:  The career thing has come up for me too. Right now I am working as customer service/admin. it’s a great job on paper, but the field isn’t for me. I am just not good with tech… I’ve pretty much decided that I will stay home with the wee ones and go back to school a few years later. I’m not in the mood to sacrifice another 2-4 years when I could be having babehs!

    Post # 22
    Member
    2807 posts
    Sugar bee
    • Wedding: September 2014

    1) being married
    2) having space for a child
    3) being financially secure 

    Post # 23
    Member
    3419 posts
    Sugar bee
    • Wedding: September 2014 - Manhattan Church Rec Center

    Owning a home comes first.  FI and I were both raised in Apartments and want more for our future family (which we are in NO rush to have).

    Then after that is making sure we have the means to provide a good life foe our family

    So our list goes:

    • Clear off debts
    • Get married
    • Buy a house
    • Start thinking about having a family

    Post # 24
    Member
    249 posts
    Helper bee
    • Wedding: September 2016 - Santa Barbara Courthouse

    We want to a) be married, b) own a home and c) have some money saved/have her career established (I want to be a SAHM)… in that order.

    Post # 25
    Bee
    1902 posts
    Buzzing bee
    • Wedding: June 2012 - Franklin Plaza

    First priority was getting married. Then it was saving up enough that we felt comfortable. Now we are just waiting until our next few planned trips are over so we can get that travel bug out of our system! 😀 A house was a priority at one point, but we decided having a baby in an apartment for the first year or two of its life really isn’t a huge deal for us. 

    Post # 26
    Member
    25 posts
    Newbee

    i beleive that for me first its to have a house. with less depts possible. But i think that the top of my list would be age. if a reache 33 i am going to have a kid no mather what

    Post # 27
    Hostess
    8575 posts
    Bumble Beekeeper
    • Wedding: October 2014

    Home, having money saved… and generally just a few alone years as a married couple.

    Post # 28
    Member
    919 posts
    Busy bee
    • Wedding: April 2014

    Career is most important for me. Because now that I have a great career, the savings will grow and soon we’ll buy a home. My idea is that having a higher salary will allow for all of the other things to happen 

    Post # 29
    Member
    3276 posts
    Sugar bee
    • Wedding: June 2014

    The one and only thing that mattered is being married. 

    We already bought a house, have travelled, and saved money but we would have had a kid even if we didn’t have those things. We’re waiting until I finish the first year of my master’s to start trying, but that’s just a convient time for us, not really a requirement. 

    Post # 30
    Member
    3281 posts
    Sugar bee
    • Wedding: January 2014

    We don’t have debt, but if we had debt for a good reason (like student loans for medical school or something), I wouldn’t be too worried about it. If we had massive CC debt or something, then yeah, that would definitely need to be paid off first.

    For us the priority is definitely having money saved. We won’t be established in our careers until our late 30s at the earliest (we’re finishing our PhDs in a few years, then it will take another several years to get tenure), possibly even later (or never!), so no sense waiting until then. And we won’t own a home for a while either. But as long as we have a solid emergency savings (for us that’s about 4 months of expenses) and investment and retirement accounts that could last us another couple of years in the event of a completely catastrophic emergency, then we’re totally fine with having a LO in a rental, without having achieved our ultimate career goals.

    Post # 31
    Member
    3464 posts
    Sugar bee
    • Wedding: July 2015

    1. Being married

    2. Having a stable job

    3.Traveling around the world

    4. Having money saved

    5. House 

     

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