(Closed) What would you do? Prenatal insurance dilemma

posted 4 years ago in Pregnancy
  • poll: Should we keep our end of year appointment or postpone to the new year?
    Keep the appointment- your peace of mind is worth the $$ : (17 votes)
    39 %
    Postpone it- Everything points to baby being fine, save the $$ : (27 votes)
    61 %
  • Post # 31
    Member
    106 posts
    Blushing bee
    • Wedding: November 2010

    most of the “routine pregancy” applies to the global fee for just the prenatal visits, after the first visit– any test/bloodwork/ultrasounds are billed at the time of serivce (the global or “routine pregnanacy” fee is not usually billed until you actually deliver)  so it is possible the next office visit will be included in the global fee, any thing else they do will be billed separate  (I am running into this too- my monthly prenatal visits are not billed until I deliver in March, but I still get bills for the labwork and ultrasounds as we go).  It is very confusing— one thing to look into, some insurance plans used to have a clause that if you met your deductible in the last 3 months, that portion went to the deductible the next year (been a while since I have seen that stipulation, but something to check).  Otherwise I would ask about a cash paying price- see if they can give you a discount.

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