Post # 16
The payment plan is exactly what my practice does. Insurance, as I’m sure you know, varies vastly. Some people pay nothing, some have really high deductibles. The idea is they run a typical birth through your particular insurance, get an estimate of cost, and then split up whatever your cost is across your pregnancy so it’s not as painful to pay. When my midwife left the practice and I followed her, my money went w me. So if something horrible would happen, the money you already paid would go towards your care for that or refunded. Until they submit billing to your insurance, you’re just building a credit with them as a courtesy.
Post # 17
helixthecat : The ultrasound part is normal. I had an extra at 17 weeks, but we paid out of pocket to determine sex of our son. The model would be offputting to me, too. But, I wanted consistency and to at lest be familiar with my doc’s way of doing things. I’m pretty sure we had to pay the fees for something OB/GYN office related (like $450 or so) a few weeks before my due date. The actual delivery costs and such but until after since that came through insurance.
Post # 18
helixthecat : Your appts sound normal to me! I remember feeling the same as you and in shock at how fast the appts were and at how few us they give you. Also my providers did the same, I saw a different doctor each time so that I could get to know as many of them as possible as we didnt know who would be on roatation to deliver the baby. I actually didnt mind it. I dont know about your payments though….I never had to pay any delivery fee up front. Do you think that may be more your insurance vs the doctors? Good luck!