(Closed) Where can I find good ring insurance?

posted 5 years ago in Rings
Post # 3
Member
11752 posts
Sugar Beekeeper
  • Wedding: November 1999

I highly recommend Jeweler’s Mutual.

Post # 4
Member
3053 posts
Sugar bee
  • Wedding: February 2015

commenting to follow post. I’m going to be looking for it soon too! =)

Post # 5
Member
644 posts
Busy bee
  • Wedding: September 2014

I have my ring insured through my renter’s insruance. Very reasonable and great coverage.

Post # 6
Member
152 posts
Blushing bee
  • Wedding: May 2014

We did Jeweler’s Mutual as well. It was super easy and very affordable.

Post # 7
Member
569 posts
Busy bee
  • Wedding: August 2013

My Fiance has my ring insured through the same company as home home owners insurance. You can bundle your renters/car insurance and add it to that.

Post # 8
Member
83 posts
Worker bee
  • Wedding: August 2014

You can get it insured through your home/renters insurance. They just need an appraisal to do that! 

Post # 9
Member
2050 posts
Buzzing bee
  • Wedding: May 2013

i just got mine through Jewelers Mutual.  My ring was appraised at $19k and my payment for the years is about $320 with no deductible.

Post # 10
Member
2390 posts
Buzzing bee
  • Wedding: July 2011

Just add a rider to your homeowner’s/renter’s.  That’s the easiest thing to do.

Post # 11
Member
14402 posts
Honey Beekeeper
  • Wedding: June 2011

Riders insurance on home or rental.  Typical rate is about $10 per $1000 of appraised value.

Post # 14
Member
3053 posts
Sugar bee
  • Wedding: February 2015

@Whitwhit1689:  That’s awesome! I’m glad they honored it. I guess I’ll have to try the same tactic when the time comes =) Did you have the appraisal done through an independent person or did the HO have a list of people you could use? I’m worried about the appraisal process because I’ve heard it’s usually appraised higher than what you paid for it which honestly I don’t quite get because just like anything else, markup on erings is crazy!

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