(Closed) Which bank is best???

posted 7 years ago in Money
  • poll: Which Bank is Best
    Bank of America : (9 votes)
    16 %
    Chase : (6 votes)
    11 %
    Suntrust : (3 votes)
    5 %
    Wells Fargo : (8 votes)
    15 %
    Wachovia : (0 votes)
    Some Other one Not Listed...Explain Below : (29 votes)
    53 %
  • Post # 3
    Member
    2854 posts
    Sugar bee
    • Wedding: May 2012

    I love my local credit union – excellent service & rates.

    Post # 4
    Member
    9482 posts
    Buzzing Beekeeper
    • Wedding: October 2012

    Both Fiance and I have accounts with BoA.  Never tried anyone else.

    Post # 5
    Member
    635 posts
    Busy bee
    • Wedding: October 2012

    @atalante:  Ditto. Credit unions give you great rates on savings and on loans. 

    Post # 6
    Member
    5670 posts
    Bee Keeper
    • Wedding: August 2010

    I don’t like any banks lol.  But I do prefer bank of america over some other large banks that I have tried. To me and DH’s business, bill pay and quickbooks capability are important and BofA seems to offer the best products. And while I don’t usually go into the actually banking center, I do like that there are many around in case an issue arises.

    Post # 7
    Member
    2815 posts
    Sugar bee
    • Wedding: March 2012

    Definitely look for a credit union if you can.  I bank with Suntrust and LOVE them.  If I deposit a check and they find out that it’s going to have a hold for some reason, they will call me and let me know instead of me just sitting around wondering where my money is.  Their customer service is outstanding.  I banked with BOA for a while and hated it.  I worked for them for a while and hated that too.  lol

    Post # 8
    Member
    3175 posts
    Sugar bee
    • Wedding: May 2012

    I really despise banks, and I avoid a lot of the ones listed because my fiance is always telling me about how they’re “predatory lenders” and I don’t want to support that.

    I found that I get the best service at local credit unions, and I like supporting local businesses, but often the fees are higher because they don’t do as much volume as national banks and still need to turn a profit (understandable, but annoying).

    We’ve actually had the best luck with Ally. They have the highest interest accrual rates (even interest on checking accounts) and lowest fees. They’re able to offer these things because they don’t have brick and mortar stores, so they don’t have as much overhead. You mail any checks you need cashed into their headquarters, or you can transfer funds from other banks. The only thing that’s SLIGHTLY inconvenient is that you can’t physically go into the bank to do transactions, so deposits take slightly longer. It’s worth it though for the interest, good service, and to not support snakey banks. 

    Post # 9
    Member
    6998 posts
    Busy Beekeeper
    • Wedding: February 2011

    i’m going to say go for a credit union if you can.

    Post # 10
    Member
    2442 posts
    Buzzing bee
    • Wedding: April 2011

    I say Credit Union, Credit Union, Credit Union!  They don’t charge me one dime to access or monitor MY money.  They have everything the banks have, except the fees.  

    Post # 11
    Member
    5667 posts
    Bee Keeper

    I agree with the credit union though I like having accounts both at the credit union and a big name bank. I used to have Wachovia but I’m Wells Fargo now due to the buyout. Keep in mind any Wachovia account you set up will eventually be transferred to Wells Fargo.

    Post # 12
    Member
    4038 posts
    Honey bee
    • Wedding: October 2010

    Darling Husband, his dad and his grandfather were all in the military, so we have USAA, but I always loved our local credit union. 

    Post # 13
    Member
    2849 posts
    Sugar bee
    • Wedding: May 2012

    I bank with BB&T, but I’m not sure if they have those in your area.

    Post # 14
    Member
    1128 posts
    Bumble bee
    • Wedding: November 2011

    We are part of a credit union and they are so much more personable. Mine calls me by name and ask specifics about how I am and my parents etc, because they know us. I see them doing that with a lot of other guests too…I just like it better!

    Post # 15
    Member
    14494 posts
    Honey Beekeeper
    • Wedding: June 2011

    Credit Union believer also!  Don’t go with US Bank, their fees are killer, and their online banking is just a flat pain in the ass.

    Post # 16
    Member
    7901 posts
    Bumble Beekeeper
    • Wedding: March 2012 - Pelican Grand Beach Resort

    a local, well-networked credit union will beat any bank

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