Who does the shared finances?

posted 7 days ago in The Lounge
Post # 31
12635 posts
Honey Beekeeper

elliebee357 :  I know women of all ages who manage the family finances, including the logistical and bookkeeping side of their investments. Both spouses are equally involved in any decisions. As with all household responsibilities, it’s up to each couple to decide based on aptitude and time available. 

Post # 32
923 posts
Busy bee
  • Wedding: November 2019

My husband takes care of the actual paying of our bills and manages the bulk of our investments (aka retirement funds). I contriubute to our shared account and manage my student loans but he takes care of everything that is “shared”. I prefer it this way because I am not great with money but we both talk openly and he shares everything with me. I have no reason not to trust him. 

Post # 33
74 posts
Worker bee

SO does all the finances. He’s in finance so it made sense and I was happy not to do it haha

Post # 34
1399 posts
Bumble bee
  • Wedding: April 2019 - USA

elliebee357 :  It’s both of our incomes so we both sit down together and agree on our budget and where the money should be going. We both get an equal say in how the household money is managed. As far as the logistics, most of our stuff is on autopay so it’s pretty low maintenance to keep up with. Since we already have 2 budget meetings a month for each pay period, if something needs to get paid we just do that together. 

Post # 35
33 posts
  • Wedding: September 2020

We discuss big purchases together, and my soon to be husband is smart about spending, but our finances are my domain. I’m a CPA candidate, and I maintain spreadsheets for our finances. I believe that both people in the relationship should have a good idea of the couple’s financial situation and be smart about spending and saving, but it just makes sense for the person with the better financial aptitude to do more of the investing and planning. It should have absolutely nothing to do with gender. 

Post # 36
351 posts
Helper bee

I do the finances in our relationship, though I will obviously consult my husband on something major. 

I moved out and got a job before my husband did (we met young), so I was used to handling that kind of stuff before he ever had to.

I keep up with our budget, manage investments and retirement accounts, make sure we are on track with our goals, pay all bills, etc..

I actually find it extremely fun to do, so there are no complaints.

Post # 37
227 posts
Helper bee
  • Wedding: November 2020

We have been together for 4 years, engaged for 2 months, I refuse to do taxes and finances together even though my so is the main breadwinner. He prefers us to have joint accounts and file taxes together but I feel you should do “you”, whatever works for you best.

Post # 38
680 posts
Busy bee
  • Wedding: January 2005

I handle all of our finances. We have joint accounts. I handle all investments, all taxes, and budgets. Husband is very smart, but I can do calculations in my head and Im faster.

I dont think it comes down to gender so much as in our case it was that I do accounting for a living. We talk through big purchases, and most of our bills are handled by autopay. He looks after the 401K from his job, he has two, but ultimately I handle most everything else.  


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