Post # 106
I’m currently on maternity leave with baby #1. I’m hoping to extend it a few extra months. I’d love to be home with him until he starts school, and then go back to work but it would be tight financially and that makes me uncomfortable. I also have benefits and a pension through work so it wouldn’t be a great idea for me to give up my job.
Post # 107
I think it is really smart that you are considering all of these things. I’m so jealous that you are able to contribute the max. My husband and I both work and we each contribute about 6-8k depending on the year. If I didn’t work, we wouldn’t be able to contribute at all.
Post # 108
I’m surprised at the number of moms saying they will go back to work once their kids are in school. It’s my understanding that it is harder to go back then because of their crazy schedules and activites and leaving older kids home unsupervised. I am working full time and hope to cut down to part time by the time my kids go to school. I can’t imagine working full time and balancing my kids homework, activities, etc.
Post # 109
I am sorry to hear that your circle is so judgmental. I have been enjoying reading all of the responses on this thread and have appreaciated how open minded everyone has been.
DH and I will start TTC in about a year. I am hoping that I will be able to be on maternity for closer to 6 months rather than only 3 or 4 for the first one and then head back to work. Ideally we would then have baby #2 a couple years later and I could see entertaining the idea of me being a Stay-At-Home Mom for a year or a bit longer if we can swing it. I could also see entertaining the idea of working from home or working part time until the kids are older.
I doubt we will be able to afford me being a full time Stay-At-Home Mom. I like to work and am always on the go, so I imagine being a Stay-At-Home Mom for long term would be difficult for me. I would also hate for my resume to have any large gaps of me “not working”. I imagine it would be difficult to be a Stay-At-Home Mom for 5 years and then try to re enter the work force when the kids are starting school.
Post # 110
Thanks! We both earn 6 figures, which makes it easier to max it out. Maxing it out is around 10% of my husbands pay and 15% of mine. It’s also easier for us to max it out now (pre kids). My high income is another reason deciding to stay at home would be difficult. Technically we could “afford” it, but it would be a huge lifestyle adjustment. And kids are expensive! We are budgeting to save $4,000 a year towards college (per kid), which will likely still not be enough to cover in state tuition.