(Closed) Working vs Stay at Home Bees

posted 9 years ago in Money
  • poll: Who brings home the bacon?

    I don't work and my SO/FI/Hubby takes care of all the bills

    Both SO/FI/Hubby and I work, but he makes more than I do

    Both SO/FI/Hubby and I work and we make about the same

    Both SO/FI/Hubby and I work, but I make more than he does

    I work and cover all the bills and my SO/FI/Hubby stays home

    Other, please explain

  • Post # 32
    Member
    2200 posts
    Buzzing bee

    We both work. I used to make more than him, now he makes way more than me. After the wedding, I will probably be a Stay-At-Home Mom and finish my grad program. If I do work, it will more than likely be really part time.

    Post # 33
    Member
    199 posts
    Blushing bee
    • Wedding: April 2013

    We both work – Fiance makes appx. $4/hr more than me and also has a lot more opportunity for overtime, but I also have more opportunity for upward mobility because of my degree – so hopefully within the next year we’ll both be making about the same.

    I don’t think I could ever be a Stay-At-Home Wife or Stay-At-Home Mom because I’d go insane, but I would love, love, love to be able to work part-time doing something I enjoy doing – rather than sitting at a desk 8.5 hours a day watching my butt get bigger, haha. Unfortunately that probably won’t ever happen but eh, such is life. I like being a working woman, most of the time. ๐Ÿ˜‰

    Post # 34
    Member
    2492 posts
    Buzzing bee
    • Wedding: May 2018

    @housebee:  do you have a plan for how you would support yourself in the event that your husband is no longer able? I was raised by a single mom who worked her butt off to support me and my sister. The biggest lesson I took from my childhood is that I need to always be able to support myself. Just curious what you would do in the event of death, disability or divorce. alimony, ssd & survivor’s benefits only go so far. Sorry to be morbid but I’m truly curious!

    Post # 35
    Member
    28 posts
    Newbee
    • Wedding: April 2014

    We both work. I work part-time and he full-time, but we both roughly make the same. I’m fortunate that he supports me and is fine that I don’t work full-time since it was affecting my health — working in a hospital as a clinical pharmacist takes a lot out of me. And on my days off, I can work on my hobbies and other passions [ie. illustrator and makeup artist] ๐Ÿ˜€

    I dont know if I could be a SAHW/SAHM. But amen to those who can be ๐Ÿ™‚

    Post # 36
    Member
    132 posts
    Blushing bee
    • Wedding: May 2013

    We make about the same amount now (he makes roughly $2000 more than me a year) but I am definitely looking forward to making more than him when I land a public accounting job! It kills me that I’m older and have a degree (he doesn’t) but he’s making more than me. I don’t think I could ever not work. When my parents got divorced my mom had a really hard time going back to work and supporting herself, and I don’t ever want to end up like that. I plan on always being able to take care of myself. And with the economy the way it is two incomes just makes sense–if one of us is unemployed for some reason I know we’ll still be able to get by. 

    @misspeanut:  I’m planning on taking the exam over the summer–have you finished? I’m kind of dreading it!

    Post # 37
    Member
    2200 posts
    Buzzing bee

    I love all the accounting bees in this thread! 

    Post # 38
    Member
    1375 posts
    Bumble bee
    • Wedding: April 2013

    @mamadingdong:  Can’t speak to dicorce, but death and disability is vital for those of us with two incomes to pay for too. Cutting back lifestyle immediately can be hard (contracts, homes to sell, etc) and even if you can cut back in case of death or disability, there are usually new expenses that pop up at times like that. Plus you’re already stressed and may not want to cut back! 

    Everyone should review life insurance and disability policies once a year – make sure you I understand taxation on them, if they’ll be reduced if you receive SSD or other government funds, how long it takes to get funds, beneficiaries are set correctly, etc. Also make sute you have wills.

    This is one of our top priorities after the wedding, to change beneficiaries, determine how much additional  life insurance it makes sense to buy (no kids and pretty equal earners with low expenses, so we don’t technically need more but it is easier to buy when young and gives us peace of mind), etc.

    Post # 39
    Hostess
    1606 posts
    Bumble bee
    • Wedding: May 2014

    We both work.  He currently makes more than I do, but hopefully in the next 2 years my salary will increase significantly.  He’s also in school full time & he’ll be a career changer in the next 2 years (at the ripe age of 34.. haha), so our roles will likely flip.  He would love nothing more than to be a stay at home hubby/father.  I, on the other hand, would go stir crazy.

    Post # 40
    Member
    1893 posts
    Buzzing bee
    • Wedding: October 2014 - UK

    My FH is currently studying for his PhD – just started his second year of the three-year total course. He’s working part time, but because he can only take about 20 hours, he’s struggled to find a job since he was let go from one in May due to budget cutting. He’s taken loads of bitty part time jobs, but his main focus is his thesis, which should be a full time job in itself. We’re lucky in that we don’t have to pay University fees because he got a scholarship, but we do need the money to live. So he makes a bit and contributes when he can, but I work full time and cover most of the rent and bills etc. at the moment.

    And I really don’t mind, because he’s getting to do something he loves, and hopefully getting into a position where he can do it for the rest of his life. Plus, if he gets a job as a lecturer, the salaries over here are pretty good (I work at the University, and used to work in the Staff Recruitment office, so I know all the pay rates!) so we’re working on the basis that we’ll swap and I can take time off to explore what I want to do once he’s got a good job. No rush – still haven’t worked out what it is I want to do anyway! ๐Ÿ™‚

    Post # 41
    Member
    1474 posts
    Bumble bee
    • Wedding: December 2012

    We both work full time & he makes more than I do. I have no interest in being a SAHW/SAHM because I love what I do!

    Post # 42
    Member
    1959 posts
    Buzzing bee
    • Wedding: August 2015

    We both have full-time jobs. I work as an ER nurse 32 hours a week and he’s a cyber school 4th grade teacher. I make slightly more than he does. We both plan to go to grad school in the next year or two, him probably before I do.

    Post # 43
    Member
    2121 posts
    Buzzing bee
    • Wedding: March 2013

    I don’t work currently although i do volunteer (visas are quite tricky  in Meixco) I wnot be able to work until after marriage as im not prepared to risk getting deported! I volunteer to teach english for free to keep myself occupied, and eventually ill be looking for a paid job unlong those lines. My Fi will always make more than me though, he has his own business and teachers are not particularly well paid

    Post # 45
    Member
    37 posts
    Newbee
    • Wedding: August 2012

    We both work.  I’m working part-time in homecare nursing, DH works full-time as a union plumber. He brings home more than me, but if I work full-time or go back to school for my masters, that will change. I would like to stay home when we start our family, but we’d definitely have to adjust our spending habits.

    Post # 46
    Member
    60 posts
    Worker bee
    • Wedding: September 2013

    We both have full time careers, and right now we make the same. I am an attorney, so I have more possibility for advancement in the future. He is in finance and will probably take the CFA or go back and get his MBA.  I actually really like us making the same salary… Keeps it simple!

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