- 8 years ago
- Wedding: September 2014
I am at a job that has very good “future” benefits. 401K related, although a different format than any other company I’ve been at. If I stayed I’d be in a good state when I retired, I would think. Not a pension, but I vested quickly and have made a good deal in that account.
BUT – The annual salary I live on is on the very low range, especially for the area of the country we live in. I don’t exactly live paycheck to paycheck but in 6 years I’ve saved hardly anything on my own even without spending anything beyond necessities, and I hate that. I can’t afford to rent a decent place. And at 30 I want to be able to buy a house, pay a mortgage, have children, and know I can take care of them. The money that I’d take home every day seems more important to me than the money in the future that I may or may not see.
The comment about living now versus saving for later that someone made. I’ve thought a lot about this recently. And it’s no easy and the answer is very different for everyone. It truly depends on what stage your life is in, if you have family, how much support you have, and what is important to you.
I lost a friend of mine at 28 two years ago. She studied, worked, and lived her whole life planning for a future that didn’t happen. That does not mean that no one should plan for the future. You need to. But the truth is, we just don’t know what it will bring. I’m trying to find a balance between the two. I don’t want to put everything into now or everything into later. I want to be happy now without sacrificing the future.
I kind of went on a tangent here, but yes, I would leave a job I was miserable at. But only if there was an even balance in the trade. I’d never give up health insurance, but I’d give up extras (more vacation, perks if they were applicable) for higher pay. And for peace of mind. If you are bored, as I am here, it’s torture. I just want to feel useful and challenged again.